Terms & Conditions

Disclaimer – Terms and Conditions

The Cyprus Fiduciary Association (CFA) Website
1.1 The Cyprus Fiduciary Association was established in November 2011 by the initiative of leading firms in Cyprus providing fiduciary, management and administration services to companies and other vehicles engaged in international business activities or involved in international business structures.

1.2 The business address of CFA in case you wish to contact the Organization is:
29, Theklas Lysioti Street, Cassandra Center, 3rd floor
3030, Limassol
Cyprus
Telephone: +357 25-590086
Fax: +357 25-590089
The P.O. Box address of the Organization is:
P.O. Box 58159
Limassol, 3731
Cyprus

1.3 By accessing this website, you as a user (hereinafter visitor), accept and agree to our Terms and Conditions mentioned herein.

Using CFA’s Website
2.1 The access and use of www.cfa.org.cy constitutes acceptance of the present terms and conditions which come into effect from the date and time the visitor first logs on to this Website.
Disclaimer

3.1 The information available on this website is intended as a guide only and every reasonable effort shall be made to ensure the accuracy and the timeliness of the information. In no circumstances shall CFA be legally bound by any information contained in this website, and shall accept no liability whatsoever in respect of loss caused by reliance of a visitor on such information.

3.2 In the event of any discrepancy between the version of a document obtained from this website and the designated official version, the designated official version is the authoritative one. The representations of opinions or recommendations of third parties, which may also be included on this site, do not necessarily reflect the views of CFA, or its members nor indicate a commitment to a particular course of action.

3.3 The information appearing on the Website as Sector Vacancies with respect to each job vacancy to which reference is made, is simply conveyed to the visitor by CFA in the form submitted to us by the interested members. CFA does not get involved at all in the recruitment process and the recipients of this information are advised to carry out their own investigation as to the characteristics of the specific vacancies they may wish to consider further.

Intellectual Property Policy
4.1 The content of this Website is subject to the Cyprus Law of Copyright Protection and the relevant European Directive 2004/48/EC for The Enforcement of Intellectual Property Rights. All material contained at www.cfa.org.cy may be reproduced for research of non-commercial purposes or private study. This permission is granted only to the content(s) which are being reproduced correctly and not being used in a derogatory or insulting manner or on a misleading context.

4.2 All material posted in this Website are believed to be true and accurate and every effort is made by CFA to ensure and verify the same. Visitors are encouraged to recheck the accuracy of any material found in this Website before using them in any way. CFA will not accept any complain or legal claim against it regarding the accuracy and/or validity and/or exactness of any of the material found in this Website.

4.3 Visitors of this Website, either individuals or representatives of any legal or physical entity, who wish to publish and/or present and/or transmit and/or disseminate and/or broadcast and/or otherwise distribute to a third party, material of this Website agree to always acknowledge and clearly state the source of these materials found in this Website.

4.4 Any material appearing in this Website and identified as property of a third party is believed to be accurate and CFA has made every possible effort to ensure this. Nonetheless, CFA can provide no assurance or guarantee as to the accuracy of such material.

4.5 Material which is identified as property of a third party cannot be used in any way by any visitor. Visitors wishing to use material found in this Website identified as property of a third party, shall be obliged to obtain legal permission from the rights owner.

4.6 CFA accepts no liability and will not accept any complaint or legal claim against it regarding the accuracy and/or validity and/or exactness of any of the content of its Website identified as property of a third party.

Hyperlink Policy
5.1 Visitors of this website can freely use www.cfa.org.cy , as a link in their website without any prior permission from CFA under the condition that the website does not produce or promote slander or libel against any legal or physical entity or against any group of people or idea.

5.2 The Visitor, and/or the legal or physical entity which s/he represents, agrees that his using of the links of CFA’s Website does not constitute in any way any form of direct or indirect endorsement by CFA of the information or material contained in the linked webpage.

5.3 CFA does not grant permission to anybody to load the pages of its Website into frames of any other website. The pages of CFA’s Website must be loaded into the user’s entire window.

5.4 Any link or content of any kind in this Website which is not produced by CFA itself is used with the permission of the rights owner. CFA is not responsible for the content of any link in its Website and users are advised not to rely on their accuracy. CFA will not accept any claim against it as for the accuracy of any link or any content attributed to a third party.

Virus Protection Policy
6.1 CFA is continuously making every possible effort in order to maintain this Website free of virus. However, it is advisable for visitors to run fully updated anti-virus programs upon entering this Website for their protection. CFA will never accept at any stage any responsibility for any loss, disruption or damage to visitor’s data or computer system which may occur while visiting and/or using this Website or any of its links.

Personal Data Policy
7.1 Privacy Policy

7.1 Introduction
The Cyprus Fiduciary Association (CFA) respects your privacy and is committed to protecting your personal data. This privacy policy explains how we look after your personal data and inform you about your privacy rights and how the law protects you.

7.2 Purpose of this Policy
This privacy policy aims to give you information on how the CFA collects and processes your personal data, including any data you may provide to us through this website or when you consent to be included in our communication list or sign up to our newsletter or if you request other marketing materials. This website is not intended for children and we do not knowingly collect data relating to children.

7.3 Controller
CFA as a Data Controller is bound by the requirements of the General Data Protection Regulation (GDPR). CFA is the controller of personal data you may input to this website and is responsible for this website.

Our General Manager is responsible for overseeing questions in relation to this privacy notice. If you have any questions about this privacy notice, including any requests to exercise your legal rights, please contact the General Manager using the details set out below.

Our full details are:
Cyprus Fiduciary Association

29, Theklas Lysioti Street, Cassandra Center,
3rd Floor, 3030, Limassol, Cyprus
P.O. Box: 58159, 3731 Limassol, Cyprus

Tel: +357 25-590086, Fax: +357 25-590089

Email address: info@cfa.org.cy

7.4 Right to complaint
If you are not happy with the way we treat your personal data, you have the right to make a complaint at any time to the Data Protection Commissioner’s or the data controller responsible for your personal data. We would appreciate the chance to deal with your concerns before you approach the relevant authorities so please do contact us at first instance. Please keep us informed if your personal data changes during your relationship with us as it is important to have accurate and updated information on your personal data.

7.5 Third Party Links 
This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and we are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.

7.6 The Data we collection about you 
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

We may collect, use, store and transfer different kinds of personal data about you as follows:

  • Identity Data includes [first name, maiden name, last name, title, date of birth and gender].
  • Contact Data includes [ postal and email address and telephone numbers].
  • Technical Data includes [internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website].
  • Usage Data includes information about how you use our website.
  • Marketing and Communications Data includes your preferences in receiving marketing material from us and our third parties and your communication preferences.

We do not collect any Special Categories of Personal Data about you via this website (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.

7.7 How is your personal data collected and how it is used? 
Your personal data is collected by direct input from you. You may give us your Identity and Contact Data by filling in forms or by corresponding with us via this website or by email or by phone. This includes personal data you provide when you complete our “Contact Us” form, email communication, subscribe to any of our publications, request marketing material to be sent to you and enter a competition, promotion or survey.

Your personal data will only be used when the law allow us. Usually we will use your personal data in order to send you further information about our services, when we need to communicate with you about important announcements, when it is necessary for our legitimate interests and your interests and fundamental rights do not override those interests and when we need to comply with a legal or regulatory obligation.

Note that you have the right to withdraw consent to marketing at any time by contacting info@cfa.org.cy.

Purpose for which your personal data is used  

We have set out below a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are, where appropriate.

 

Purpose/Activity

 

Type of data

 

Lawful basis for processing including basis of legitimate interest

 

To register you in our database as a potential member/user of our services and marketing material (a) Identity

(b) Contact

 

Necessary for our legitimate interests: to expand our members/interested parties database, the promotion of the Fiduciary Sector in Cyprus and the encouragement for further investment by existing investors in Cyprus.
To manage our relationship with you which will include:

(a) Notifying you about changes to our terms or privacy policy

(b) Asking you to carry out a review or participate in a survey/questionnaire

(c) Informing you about events, seminars and other activities of CFA and issues related to the fiduciary sector

(d) Contact you directly over the phone on issues related to the fiduciary sector

(a) Identity

(b) Contact

(c) Marketing and Communications

 

(a) to comply with a legal obligation

(b) Necessary for our legitimate interests (to keep our records updated and to study how customers use our services)

 

To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data)

 

(a) Identity

(b) Contact

(c) Technical

 

(a) Necessary for our legitimate interests (for running our provision of administration and IT services, network security)

(b) Necessary to comply with a legal obligation

 

To deliver relevant website content, marketing and advertisements to you

 

(a) Identity

(b) Contact

(c) Usage

(d) Marketing and Communications

(e) Technical

 

Necessary for our legitimate interests (to study how members/interested parties use our products/services, to develop them and to define our marketing strategy)

 

To use data analytics to improve our website, products/services, marketing, customer relationships and experiences

 

(a) Technical

(b) Usage

 

Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant and to define our marketing strategy)
To make suggestions and recommendations to you about goods or services that may be of interest to you

 

(a) Identity

(b) Contact

(c) Technical

(d) Usage

 

Necessary for our legitimate interests (to develop our services)

 

 

7.8 Marketing
We may use your Identity, Contact, Technical, Usage and Profile Data to form a view on what we think you may want or need, or what may be of interest to you. You will receive marketing communications from us if you have requested information from us or if you provided us with your details and expressly consented to receiving that marketing material.

7.9 Third Party Marketing
We will never share your personal data with any company outside CFA for marketing purposes.

7.10 Opting Out
You can ask us to stop sending you marketing messages at any time by email to info@cfa.org.cy or by letter to 29, Theklas Lysioti Street, Cassandra Center, 3rd floor, 3030, P.O. Box: 58159, 3731 Limassol, Cyprus

7.11 Change of Purpose
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact the General Manager.If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

7. 12 Transfer of Information outside of Europe
As part of the services offered to you through this website, the information which you give to us may be transferred to countries outside the European Union (“EU”). For example, some of our third-party providers may be located outside of the EU.  Where this is the case we will take steps to make sure the right security measures are taken so that your privacy rights continue to be protected as outlined in this policy.  By submitting your personal data, you’re agreeing to this transfer, storing or processing.

If you use our services while you are outside the EU, your information may be transferred outside the EU to give you those services.

7.13 Data Protection
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

7.14 Data Retention 
We will only hold your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

In some circumstances we may anonymise your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you.

7.15 Your Legal Rights
You have the right to:

  • Request access to your personal data.
  • Request correction of your personal data.
  • Request erasure of your personal data.
  • Object to processing of your personal data.
  • Request restriction of processing your personal data.
  • Request transfer of your personal data.
  • Right to withdraw consent.

If you wish to exercise any of the rights set out above, please contact the General Manager. As a security measure we may need to contact you to request specific information to assist us confirm your identity and ensure your right to access your personal data.

7.16 Time limit to respond
We will try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

Cookies Policy
8.1 Visitors understand and agree that when they log on to CFA’s Website, some information is stored on their computer known as cookies. This procedure allows CFA to effect some tailor-made changes on its Website which will make visitors’ browser faster when re-entering CFA’s Website.

8.2 Visitors who do not wish to have the Cookie Policy applied on their computer should make the necessary changes using their browser instruction.

Changes to the Terms and Conditions Policy
9.1 In the event where CFA wishes to change or amend the Terms and Conditions Policy of this Website, it will replace this page with an updated version. Therefore, it is the visitor’s responsibility to read tactically this page in order to keep her/himself updated on CFA’s Terms and Conditions Policy.